As teens lack driving experience, the insurers feel high risk to insure

If you are going to purchase a vehicle for your teen, do not choose a vehicle that falls into a sports class or higher risk rating class, but choose a vehicle that is well built with extra safety features. Be sure to check the class the vehicle falls into. Because teens lack driving experience, the insurers consider them a high risk to insure and thus the premiums assigned are much higher than adult insurance rates. Teenage drivers can reduce the cost of insurance to a good extent by purchasing a standalone policy from an agency that specializes in providing teen insurance. A standalone policy means that they are not added as an additional driver on your insurance, but rather carry their own insurance.